Why Give

Cash gifts — which are essential to the St. George’s Fund, endowment and capital needs — are fully tax-deductible (for those who itemize) and provide the most convenient form of giving. Checks may be sent to:
St. George's School
Advancement Office
372 Purgatory Road
Middletown, RI 02842

We accept Visa, Mastercard, Discover and American Express. Make an online gift, or call the Advancement Office at 1-888-ICALLSG (422-5574).

• Make an outright gift by suggesting a grant to St. George’s School.
• Designate St. George’s School to receive all or a portion of the fund value upon the termination of the fund.

By committing to a recurring gift, you are providing St. George’s with consistent and reliable funding for students and faculty through a monthly gift.  It’s easy to enroll with a debit or credit card using our safe and secure online giving form. Just "Fix It and Forget It"!

How it works:

• You determine the amount of your monthly donation.

• SG will charge the gift to your credit card on (or about) the 15th of every month.

• Your online donation is secure and flexible and, while your gift is active, you will receive fewer requests for your support throughout the year.

If you hold securities which would result in a long-term capital gain if sold, you can make an outright gift to St. George’s and realize substantial savings on capital gains tax on the appreciation. Thus, the actual cost to you as a donor is often far less than the value of your gift to the school. It is recommended that you consult with your tax advisor to discuss the latest IRS rules and regulations.

It's simple to make a gift of stock to St. George's! Click here to  learn more.

A gift of real estate, artwork, or other appreciated property will most likely result in significant capital gains tax savings to the donor. Please call the Advancement Office at 1-888-ICALLSG (422-5574) for further information.

For information about planned giving and estate planning, please visit our Planned Giving page, or call Director of Leadership Giving Ryan Kirk at 401-842-6729 for further information.

What is a QCD and how can it support the St. George’s Fund?
A Qualified Charitable Distribution (QCD) is a withdrawal from an Individual Retirement Account (IRA) that is sent directly to a charity (i.e. The St. George’s Fund). In other words, the funds don’t pass through your hands. You instruct your IRA custodian to send the funds straight to St. George’s.

Are you sure I am eligible to do this?
Are you 70 1⁄2 or older (at the time of the donation)? If you answered yes we are in luck!

What’s in it for me?
While you will be supporting St. George’s you will also be reducing your taxes. Once you reach 70 1⁄2 you are required to withdraw funds annually from your IRA and report the distributions as income on your tax returns. So, if you’re required to withdraw $10,000 from your IRA in 2018, that may increase your income this year by $10,000. Who wants to see their taxes get raised? Keeping your taxable income lower may reduce the impact to certain tax credits and deductions, including Social Security and Medicare.

How much can I contribute to St. George’s via a QCD?
You can transfer as much as $100,000 a year from your IRA to any combination of qualified charities, and none of that money would be taxed. And the limit is $100,000 a year per person - not per IRA.

When do I need to start working on this for my donation this year?
For a QCD to count towards your current year’s Required Minimum Distributions (RMD), the funds must come out of your IRA by your RMD deadline, generally Dec. 31. Don’t wait until Dec. 29 to get started! Recommendations are to reach out to your IRA adviser now.

You can learn more about QCDs on the IRS website. For wiring instructions or any questions, please reach out to Director of Leadership Giving Ryan Kirk at 401-842-6729 or ryan_kirk@stgeorges.edu.